BISP Payment Model Transition: New Retail System Starts Oct 27

Big update for beneficiaries of the Government of Pakistan Benazir Income Support Programme (BISP). An official notification has been issued detailing a major change in how payments will be disbursed for the Q1 (2025-26) tranche. The current campsite model is being phased out.

Starting Monday, October 27, 2025, BISP will transition to a new Retail Payment Model. This is a significant operational shift aimed at streamlining the disbursement process. This article breaks down the official announcement, what it means for you, and the key dates you need to know.

📜 Official Notification: BISP Payment Model Transition

On October 22, 2025, the BISP Headquarters in Islamabad released notification No. 4(25)/FO/Corsp/BISP/2025/9297. The subject of the notification is “TRANSITION FROM CAMPSITE MODEL TO RETAIL PAYMENT MODEL TRANCHE Q1 (2025-26).”

The notification, issued by the Director (Field Operations), states:

“The undersigned is directed to convey that the ongoing tranche Q1 (2025-26), currently being executed under the Campsite Model, shall transition to the Retail Payment Model with effect from Monday, 27th October 2025.” (Arfan Rafiq, PMP) Director (Field Operations) BISP

This confirms a permanent move away from the temporary campsites that have been used for payments. All Partner Financial Institutions (PFIs), which are the banks responsible for handling the payments, have been instructed to make the necessary operational and technical preparations for this new system.

🗓️ Key Dates to Remember (Q1 2025-26)

For all beneficiaries, understanding this timeline is crucial to ensure you receive your payment without interruption. Here are the most important dates from the notification.

🤔 What Does the “Retail Payment Model” Mean for Beneficiaries?

While the notification is directed at the partner banks, this change directly impacts how beneficiaries will collect their funds. Here’s what the “Retail Payment Model” likely means for you:

• More Convenience: Instead of traveling to specific, temporary campsites that are only open for a limited time, you will likely be able to collect your payment from designated retail shops, bank branches, or ATMs.
• Wider Network: This model usually involves a larger network of payment points, suchas “Connect” shops or other PFI-partnered retailers, making it easier to find a location near you.
• Longer Hours: Unlike campsites, retail locations and bank branches often have regular, longer business hours, giving you more flexibility to collect your payment.

Partner Financial Institutions (PFIs) have been instructed to work closely with BISP regional offices to ensure this transition is seamless and causes no interruption in payments.

For the most accurate information on payment locations, it is always best to check the official Benazir Income Support Programme website or wait for communication via SMS from 8171.

🏦 Instructions for Partner Banks (PFIs)

The BISP notification clearly advises all Partner Financial Institutions to prepare for the switch. They must ensure their “field teams to maintain proactive coordination with BISP regional and field offices.”

This move, approved by the D.G(CT), is a strategic step towards modernizing the Benazir Income Support Programme’s payment system, aiming for greater efficiency and beneficiary convenience.

Conclusion

This is a major and positive development for the Benazir Income Support Programme. The transition from campsites to a Retail Payment Model, effective October 27, 2025, promises a more stable and accessible system for millions of beneficiaries. Remember, the campsites will close on October 24th. Stay tuned for further instructions from BISP on exact payment locations.